Would you quit your job with no savings to start a business? While inspirational "all-in" entrepreneurship stories flood social media, there's another path that rarely makes headlines: the calculated risk-taker.

Picture this: You bust your tail 60 hours per week and find out you're paid 20% less than your peers. You talk to your manager who confirms this and he offers you coaching to ask for a raise -- from his boss. When you talk to her and she denies any gap in compensation after you lay out the facts, you know she's lying.